Bank tellers are very important entities in a bank with which you interact very frequently to pose queries pertaining to withdrawal or deposit. A bank teller is the person who disburses the cash to the customer whenever cheques are deposited for money withdrawal. Apart from these, a bank teller also works on loan payments. Bank tellers are essential for the daily functioning of the banks and as a result are recruited in the various branches of banks in cities and suburbs. The tellers are also absorbed in financial institutions that deal with loans.
A bank teller sees no end to his list of tasks during his working hours at office. The first and most important task of a bank teller is interacting with the customers and dealing with jobs like cash deposits or withdrawals as requested by the customers. He also relays information to the customers about new schemes and other things. He keeps record of the various transactions that take place inside the bank each day. This includes maintaining them in black and white in the database in a proper manner. During audits and crosschecking operations in the bank the bank teller is required to furnish information requested by the auditing authority. A very important responsibility resting upon the shoulders of a bank teller is crosschecking the identity as well as the personal information furnished by a customer who carries out a major transaction.
There is no stipulated educational qualification to be a bank teller. A high school graduate is also fit to apply for the position of a bank teller. But to do so you should hone your skills at the computer right from the school level, as you will be sitting before the computer terminal most of your working hours. A good knowledge of fundamentals of calculative mathematics is a necessity. But tutorials to be good bank tellers are provided by institutions as well as online academies. This is followed by on the job training which most banks provide as you join in this capacity. A background in finance will always be of advantage.
The basic skill that is required on the part of a bank teller is good communication ability and a polite attitude as he will interact with customers on a regular basis. He should have enough stamina as he might be exposed to various kinds of ailments due to long hours of working with the PC like backache, eye problem, and pains in the wrist or hands. As a bank teller you will deal with lots of money so you need to be conscientious while performing your job. Moreover, due to a huge workload you will often need to clock in beyond your working hours.
Recruiters while hiring bank tellers look for candidates who have experience in clerical jobs. As a teller in a bank deals with big sums of cash, so some banks as well as financial institutions make them sign a bond before placing them in the job. Certain banks have a detailed procedure of verifying the credentials of a bank teller prior to recruiting them for the job.
The new hires for the position of bank teller are recruited in the position of clerks in the accounts section. With gradual experience and training as they prove their worth and efficiency in performing the given responsibilities, they are promoted to the post of a bank teller.
The job prospects of bank tellers will increase in near future. As the banks and financial institutes streamline their processes of customer service and other day to day activities the requirement of such executives will be in high demand.
In the United States of America, the average the hourly pay offered to a new teller in a bank starts at about ten dollars. With experience this will go up to about fourteen dollars per hour. But the pay package depends on years of experience, employing bank, and location.
The position of a bank teller is a very important one as he represents the bank directly in front of the customers. As a result this is a career that holds a lot of responsibility.
